Canada Health Insurance

Dental Coverage Details

When choosing a plan for supplemental dental insurance it is important to have these questions answered:

• Which treatments offer 100% coverage?
• Which treatments offer partial coverage?
• Is a pre-existing condition covered?
• Is there a deductible and how much will it cost?
• What is the extent of the policy?
• Is every member of your family covered in the plan?

Remember that the backbone of dental insurance is to take a preventive approach. Regular visits can minimize what could potentially become a serious condition later on. It is recommended to take advantage of your benefits in order to reduce the chances of future dental problems.

Your health insurance plan may or may not cover dental work if the damage was caused by negligence. Some policies will only pay for the more inexpensive procedures regardless of the dentist's recommendation. That is why it is important to understand the specifics of what is covered and what is not.

• Be well informed about your dental insurance plan.
• Seek out the advice from someone who can help you by reviewing your plan carefully.
• Make sure they give you an evaluation of your dental health and a guideline for future treatments.

Read about the coverage details of your own provincial government’s health insurance plan.